Talanx-Group Group Talanx Corporate Podcast

Talanx Insurance Uncovered Podcast

The Talanx Insurance Uncovered Podcast

Brief and entertaining topics from the insurance industry.

Welcome to the Talanx Insurance Uncovered Podcast!

We offer you background information from the insurance industry with a focus on financial topics.

Do you want to get a better understanding of an insurer's financial key figures? Or are you interested in our quarterly and annual results?

In that case, you've come to the right place. Our Head of Group Controlling Bas de Vries and our Head of Investor Relations Bernd Sablowsky will be here in person as our guests every quarter for this very purpose. They will transform the driest of numbers into entertaining 15-minute podcasts.

In our archive you will find further topics beyond the numbers. The broad spectrum of topics ranges from financial topics to study findings to corporate culture and AI. Feel free to browse through them and look forward to a diverse range of topics.

Latest episode

New podcast topic: Bernd & Bas take stock – ambitious targets exceeded

Talanx has continued its successful course in 2024 and has proven that the focused strategy pays off even in a challenging global environment (only in German).

Listen now

Episodes

Episode 26: Bernd & Bas take stock – ambitious targets exceeded

Talanx has continued its successful course in 2024 and has proven that the focused strategy pays off even in a challenging global environment. Even though Talanx has already started the new financial year, it is worth looking back at the past financial year. In this episode, Bernd and Bas summarize the strong results of the 2024 financial year and look forward as well. What is Talanx planning for the future, what can shareholders expect and how does the Group actually make these assumptions? Who looks into the crystal ball? Another highlight with reference to the financial year was the financial strength rating upgrade for the Talanx primary insurance group. Why is this rating important for us and what impact does it have?

Episode 25: Bernd & Bas take stock – focus on dividends

Talanx has set itself new, ambitious targets for the next three years up to 2027 and shareholders are set to benefit significantly from these ambitious plans. Talanx presented its new, mid-term financial targets at its Capital Markets Day in Munich. Bernd and Bas were live on site and played a key role in preparations; the best conditions to summarise the key messages briefly and crisp. In this episode, the duo talks about the doubling dividend growth until 2027, accelerating net income growth until 2027 and maintain a high level of return on equity. How is Talanx shifting gears to next level and what makes Talanx confident to achieve these ambitious targets and what role does the acquisition in Latin America and its integration play in this context?

Episode 24: Bernd and Bas take stock - profits at a new record level

Profits at a new record level – Talanx's risk-conscious underwriting, the diversified business model with the acquisition in Latin America and the decentralized strategy are paying off once again. As the title “Bernd & Bas take stock – profits at a new record level” already reveals Talanx is looking back at very successful 9M results. Talanx Groups profit rises to a new record level and already exceeds the profit level of full year 2023 after 9 months. Bernd and Bas are taking a closer look at the growth drivers and the major losses occurred in Q3. In that connection they are explaining why risk-conscious underwriting an important pillar of profitability of an insurer is. Finally, the updated outlook for financial year 2024 and 2025 will be major subject in this episode.

Episode 23: Geared wheels accelerate transformation at Talanx

This episode of Talanx Insurance Uncovered is all about the technological transformation of the world of work and the Talanx Best Practice Lab. We show how the international business units with a strong entrepreneurial spirit work together in the decentralised structure of the Talanx Group. Effective collaboration to develop generative AI driven business solutions and innovations. The Best Practice Lab has played a key role in this for more than 10 years. We present its working formats and tasks and shed light on the constant changes. And what about the future of generative AI at the Talanx Group? Our guest Dr Jan Myszkowski explains this using the learning curve and prototypes of cars.

Episode 22: Will robots enslave us?

Generative artificial intelligence in insurance - from strategies and key applications, the human-in-the-loop, maths, risks and bias in algorithms. Pascal Godejohann and Willi Weber report on the strategies and applications pursued by HDI Germany and HDI Global. They explain why it is essential for you to work with generative AI and why AI algorithms are not programmed without prejudice. With AI expert Timo Greger, we shed light on the discussion "Will robots enslave us?" from a mathematical perspective. Finally, we explore the question of whether generative AI is causing our brains to atrophy.

Episode 21: Bernd & Bas take stock – from top to bottom line

The focused strategy continues to pay off. The Talanx Group is achieving strong and profitable growth. In this episode, Bernd and Bas explain what the growth drivers are and why one need to take a closer look at primary insurance and reinsurance. What does the Group result have to do with the terms top line and bottom line? In addition, the duo looks at the implicit valuation of Talanx Group. What is the price/earnings ratio and why is this ratio better for Hannover Re than for the Talanx Group? What role does the share price play in the context of valuation? (only in German available)

Episode 20: Bernd & Bas take stock – no consent without consensus

The new episode of our Talanx Podcast Insurance Uncovered is out now! This month we are going to continue, again in German, our quarterly results series “Bernd & Bas take stock – No Consent without Consensus”. This episode shares insights into our recently published Q1 2024 results, focusing on the net income development and its outlook. Apropos outlook, the reason for the ad hoc announcement released in April, will be explained as well. Which role do equity analysts play in this context and what is the consensus all about. In addition Bernd and Bas will talk about the dividend, which was approved by the Annual General Meeting last week and what the dividend has to do with last week’s drop in the share price. Don't miss this episode and listen right away! (only in German available)

Episode 19: Transformation – what does insurance contribute?

Climate change and digitalization are forcing the economy to evolve and realign. HDI Global has therefore adopted this new vision in 2023. The far-reaching changes are putting pressure on companies to innovate. In this podcast episode, you will learn from practical examples what HDI Global is doing to enable its customers to innovate. Because without insurance cover, there is no transformation. York explains what the North Star is all about and how it is linked to Partners in Transformation. We talk about HDI Risk Consulting and HDI TH!NX - how are they helping to shape the vision? The employees are a driving force in the realisation of "Partner in Transformation". It is important that they are picked up well. York will be presenting initial results. Look forward to a crisp 8-minute deep dive on "Partner in Transformation" (only in German avalible)

Episode 18: Bernd & Bas take stock – how do our key figures interact?

In this episode, you will find out about the highlights of financial year 2023. Bernd points out the earnings growth, the record result of EUR 1,581 million, as well as the growing share of the primary insurance on the group result. Furthermore, Bernd and Bas talk about what the record results means for you as shareholders, or for those who want to become shareholders soon, and what changed in the depots. Record, record, record, can it go on like this forever? Or how is Talanx preparing for worse times? At the end, you will also find out what new targets for financial year 2024 and 2025 and, most excitingly, how the dividend is set to increase further. (only in German avalible)

Episode 17: We don’t do culture on a whim

Anja and Rea shed light on the importance of cultural transformation at Talanx. Can you imagine where and how culture has an impact? Don’t worry. You'll find out in this podcast episode. Other topics are the Culture Summit and Culture Days at Talanx. What are they and what do they achieve? They also talk about cultural effects that we sometimes take for granted. Is culture really an issue that also affects me?

Episode 16: Results Uncovered – Bernd, Bas & the Talanx 9M Figures 2023

The new episode of our Talanx Podcast Insurance Uncovered is out now! Following the publication of our 9M/Q3 results on 13 November 2023, Bernd Sablowsky and Bas de Vries will again shed light on the strong business development of the quarter and the first 9 months of 2023 for you, discuss it and summarize the highlights in simple, understandable words. The increased profit forecast for 2023 and the new target for 2024 will be topics, as well as the contractual service margin, a new key figure of the IRFS17/9 accounting standard which will be explained by our experts.

Episode 15: HDI Job Survey 2023 – Insights into the mood of professionals in Germany

In the new Insurance Uncovered episode, Jens Warkentin, Chief Executive Officer of HDI Retail Germany, gives detailed information on this year's HDI Job Survey results and speaks about the significance of good leadership and people management.

Episode 14: Threat from cyberspace – small businesses targeted

The new episode of our Talanx podcast "Insurance Uncovered" is online. Our topic today: Threat from cyberspace - small businesses targeted. Sören Brokamp provides insights into the current HDI cyber study. Why does this topic concern us all? And why does our own study provide unique valuable insights for product development and underwriting? Listen now!

Episode 13: Results Uncovered – Bernd, Bas & the Talanx 6M Figures 2023

In this episode of the Talanx Podcast Insurance Uncovered Talanx Head of Group Controlling Bas de Vries and Head of Investor Relations + M&A Bernd Sablowsky are taking you into the world of the group’s numbers. They give further colour on the FY23 6M/Q2 results, which have been published on 14 August 2023 and wrap them up in an entertaining 15-min podcast. Find out what the highlights of the first six months have been and learn more about the ongoing implementation of IFRS 17. In a nutshell all you need to know to understand what stands behind Talanx key figures.

Episode 12: International Financial Reporting Standards

In this episode of Talanx Investor Relations Podcast, Group Communications Manager Anna Gräuler talks to Talanx Head of Controlling Bas de Vries about the International Financial Reporting Standards, IFRS 17 and IFRS 9 in short.

Episode 11: Meaning and value of ratings

In this episode of the Talanx Investor Relations Podcast, Shirley Inafa speaks with Hannes Meyburg, Senior Manager Rating Agency Relations about the meaning and value of ratings. Listen to this episode to find out how the annual rating process works and how Hannes Meyburg sees the Talanx Rating in the future.

Episode 10: The women@talanx network

In this episode of the Talanx Investor Relations Podcast, Shirley Inafa spoke with Caroline Schlienkamp, member fo the board of HDI Service AG and Head of Group Legal at Talanx and Jasmin Glehn, Head of Operations Life at HDI Systeme AG about the network Women@Talanx. Listen in to find out what the network is about, what it's goals are and why achieving them requires, among other things, a cultural transformation. In addition, the speakers of the network talk about the measurability of equality.

Episode 9: Digitalisation at WARTA

In the new episode of the Talanx Investor Relations Podcast Jakub Polnik, Project Manager in the Claims Policy Department and Rafał Stankiewicz, Member of the Executive Board talk about digitalization at WARTA. Listen to the episode to find out how many micro processes the process automation software Camunda already handles and whether full automation is possible without human intervention. They also talk about how technology increases efficiency and thus helps achieve business goals and purpose, and what can never be replaced despite the progress of automation.

Episode 8: Carsten Werle welcomes his successor Bernd Sablowsky

In the eighth episode of the Talanx Investor Relations Podcast, Shirley Inafa spoke with Carsten Werle, the longtime Head of Investor Relations who is leaving Talanx, and Bernd Sablowsky, the new Head of Investor Relations as of August 16. Don't miss what Jerzy Dudek and a shower at a Paris sports club have to do with Carsten's best stories. Find out about Carsten's plans and why he believes Bernd Sablowsky doesn't need any advice on his future role. Get to know Bernd Sablowsky, why he sees himself as a kid of the stock market and what he considers key IR tasks.

Episode 7: Volume is vanity and profit is sanity

In the seventh episode of the Talanx Investor Relations Podcast, HDI Global Specialty’s CEO Ralph Beutter and Chairman Ulrich Wallin answer Shirley Inafa’s questions. Listen to the episode to learn, which are the biggest and most profitable lines, about key markets and which markets are interesting for the agenda in the near future. Find out why „Volume is vanity and profit is sanity“ is Ralph Beutters favorite quote and what Ulrich Wallin says about HDI Global Specialty’s growth as a second priority.

Episode 6: Diversity as a business success factor and a social responsibility

In the sixth episode of Talanx Investor Relations Podcast Shirley Inafa asks Talanx’s Diversity and Inclusion Manger Raha Anssari questions about Diversity. Find out how Talanx is approaching Diversity as a business success factor and a social responsibility. Discover what a live cooking event has to do with diversity and what kind of goals Talanx has in mind when it comes to working environment and culture.

Episode 5: Asset Management

In the fifth episode of Talanx Investor Relations Podcast Shirley Inafa talked to Dr Thomas Mann, the Group’s Chief Investment Officer, about asset management. Listen to the episode to hear about interest rates, inflation, why there is no single asset allocation for all the companies of the Talanx Group and how Ampega thrives to be part of the solution when it comes to ESG.

Episode 4: Talanx's sustainability report 2020 and ESG strategy

In the fourth episode of the Talanx Investor Relations Podcast, Nicole Tadje, who talks to ESG investors, and Julius Hansen Talanx’s, Group Sustainability Officer, answer questions about the sustainability report 2020, Talanx's ESG strategy and how Talanx is helping to achieve the climate targets. And Talanx's newest members, the Talanx bees, are also on the episode.

Episode 3: Virtual Annual General Meeting

In the third episode of Talanx Investor Relations Podcast Shirley Inafa talks with Carsten Werle, Head of Investor Relations, about the Annual General Meeting 2021: the virtual format, the agenda item regarding the compensation system for the members of the Board of Management and Talanx' new shareholder portal.

Episode 2: Talanx’s Best Practice Lab and digitalisation

In the second episode of Talanx Investor Relations Podcast, Shirley Inafa talks with the head of Talanx's Best Practice Lab Jan Myszkowski about digitalisation. Find out how the Best Practice Lab enables and orchestrates its activities to search, find and implement innovations, and why we at Talanx want to fall in love with the problems of our customers.

Episode 1: CFO Jan Wicke on 9M results and his expectations for 2021

Have you listened to our first episode of Talanx Investor Relations Podcast yet? Shirley Inafa talks with Jan Wicke about his new role as a CFO, the 9M results and his expectations for 2021. Now listen here:

Disclaimer

This podcast contains forward-looking statements which are based on certain assumptions, expectations and opinions of the Talanx AG management. These statements are, therefore, subject to certain known or unknown risks and uncertainties. A variety of factors, many of which are beyond Talanx AG’s control, affect Talanx AG’s business activities, business strategy, results, performance and achievements. Should one or more of these factors or risks or uncertainties materialise, actual results, performance or achievements of Talanx AG may vary materially from those expressed or implied in the relevant forward-looking statement.

Talanx AG does not guarantee that the assumptions underlying such forward-looking statements are free from errors nor does Talanx AG accept any responsibility for the actual occurrence of the forecasted developments. Talanx AG neither intends, nor assumes any obligation, to update or revise these forward-looking statements in light of developments which differ from those anticipated.

This podcast does not constitute a recommendation to buy, sell or hold shares in Talanx AG.

Past performance does not constitute a forecast for the future. Shares are subject to price fluctuations and therefore also to the risk of price falls. These price fluctuations are influenced in particular by the development of the issuer’s profits as well as developments in the sector and the economy as a whole. Market participants' confidence in the company can also influence share price performance. Irrational factors such as sentiment, opinions and rumors can therefore also influence share price performance on a stock exchange.

If the free float is low, or if the shares have only been listed on the stock exchange or another organized market for a short period of time, even small buy and sell orders can have a strong impact on the market price and thus lead to higher price fluctuations. In addition to the risks and uncertainties described above, the performance of a share may be affected by further risks and uncertainties that are not yet known.